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You Can Boost Your Finances Even
If You're Already Retired

Just because you've retired doesn't mean your
retirement planning has ended. There are specific steps
you can take to enjoy a more rewarding retirement lifestyle.

Retirement Changes the Rules of the Game

When it comes to investing and financial planning during retirement, there's one guiding principle that experts agree on: You can't earn back your nest egg without a steady paycheck. This means that mitigating risk becomes far more important than it may have been in the past. 

So how do you know if your portfolio is balanced for your safety, growth and income in a way that will keep you comfortable in the future?

To start, look at the main factors: the sources of your retirement income, the flexibility of your budget and your ability to tolerate risk. If you haven't reviewed those factors since you've retired, chances are that they may have changed and your current plan doesn't accurately reflect your new reality.

There is no perfect formula, however, education and responsible advice can help you to figure out how much risk you can tolerate and then create a portfolio mix that feels comfortable. That's why the team at VIP Financial Associates believes in being truly product agnostic; we match your needs and goals with products and services which will provide you the greatest opportunity for success. 

Ready to Book your Discovery Session?

We've made it easy to determine just how prepared you are for retirement with a brief, no-obligation, no-fee discovery session. During our casual meeting, together we will evaluate your current situation, identify your goals and create a plan to help you achieve success.

If you're looking for a cookie-cutter retirement strategy, you won't find that here. The mission of VIP Financial Associates is to provide our clients with knowledge so that they have greater confidence in making financial decisions that are based on truths, and aligned with their values and financial objectives. 

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor.  VIP Financial Associates, LLC and RWA are not affiliated.  Investing involves risk including the potential loss of principal.  No investment strategy can guarantee a profit or protect against loss in periods of declining values.  Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.  Past performance does not guarantee future results.  Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement.  Please note that VIP Financial Associates, LLC and its affiliates do not give legal or tax advice.  You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.  Any references to protection benefits or lifetime income generally refer to fixed insurance products.  They do not refer, in any way to securities or investment advisory products or services.  Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

Check the background of this firm/advisor on FINRA’s BrokerCheck.