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Are You Making the Right Choices to
Prepare for Retirement?

Planning for retirement starts much earlier than most Americans believe.
The choices that you're making during your working life will directly impact
your retirement lifestyle - but how do you know if you're making the right choices?


Can You Answer These 4 Questions?

If you are serious about your financial future you should know the answers to these four questions:

1. What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy?

2. How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last till life expectancy?

3. Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy?

4. If you don't do anything different than you are doing today, how much will you have to reduce your standard of living at retirement for your money to last to your life expectancy?


I Can Give You These Answers in Less than 10 Minutes...

We've made it easy to determine just how prepared you are for retirement with a brief, no-obligation, no-fee discovery session. During our casual meeting, together we will evaluate your current situation, identify your goals and create a plan to help you achieve success.

If you're looking for a cookie-cutter retirement strategy, you won't find that here. The mission of VIP Financial Associates is to provide our clients with knowledge so that they have greater confidence in making financial decisions that are based on truths, and aligned with their values and financial objectives. 

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor.  VIP Financial Associates, LLC and RWA are not affiliated.  Investing involves risk including the potential loss of principal.  No investment strategy can guarantee a profit or protect against loss in periods of declining values.  Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.  Past performance does not guarantee future results.  Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement.  Please note that VIP Financial Associates, LLC and its affiliates do not give legal or tax advice.  You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.  Any references to protection benefits or lifetime income generally refer to fixed insurance products.  They do not refer, in any way to securities or investment advisory products or services.  Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

Check the background of this firm/advisor on FINRA’s BrokerCheck.